Roof Damage Weather Claim Clue

If your roof shingles are curling cracked or covered in mildew and water gets in as a result it s possible you will have your roof insurance claim denied and you ll most likely wind up eating the costs.

Roof damage weather claim clue. Be observant and take careful notes. Damage caused by unresolved maintenance issues. Many times you aren t sure of how to handle the insurance claim. You have an old roof 10 20 years or older the roof has not been maintained which leads to the roof damage.

Inspect the damaged areas as best as you can while remaining safe. Most home insurance policies are designed to cover damage to your home s structure and belongings from high winds including those caused by tornadoes hurricanes winter storms etc. Roof damage caused by wind and hail if your home insurance policy has wind and hail exclusions. In fact hail damage to your roof is one of the most common home insurance claims.

Falling objects such as a tree in a windstorm acts of god generally considered events outside human control like natural disasters roof damage may not be covered if. Wind including damage from tornadoes and hurricanes. If your roof has been leaking for years for example and you have ignored it until recently then you may not be able to claim damages caused by that leak. Write down detailed descriptions of the damage and its location on your roof to include with your claim.